IndiGo and IDFC First Bank introduce co-branded credit card

IndiGo airline, and IDFC First Bank on Monday (August 18, 2025) announced the launch of the IndiGo IDFC First Credit Card that combines the benefits of both Mastercard and RuPay networks through a single application, ensuring wider acceptance and maximum payment flexibility.

The card enhances travel experiences with lifestyle privileges, low forex markup, trip cancellation cover, and rewards on IndiGo flight bookings, milestone spends, and everyday purchases. 

Shirish Bhandari, Head — Credit Cards, Tolls & Transit and Loyalty, IDFC First Bank said, “With this credit card, we are making premium travel accessible to all — not just a few. This is more than just a credit card; it’s a bold step toward democratizing travel and financial empowerment by allowing every Indian — regardless of credit history — to own the same world-class product, through a flexible application journey that includes both traditional and Fixed Deposit-backed access.”

“Combined with a dual-network card pair, Mastercard and RuPay, the card ensures widest acceptance across India and globally, with the added convenience of UPI for everyday spends and a low forex markup of just 1.49% for international use. It’s a truly inclusive, digital-first, and rewarding travel card for today’s generation of flyers,” he added.

Neetan Chopra, Chief Information & Digital Officer, IndiGo said, “It is our endeavor to continuously enhance the value proposition of IndiGo BluChip for our loyal customers, making this relationship a rewarding experience for them. We are delighted to offer co-branded credit cards to our customers that enable them to convert their everyday expenses into BluChips and enjoy travel benefits on our ever-growing network.”

Anubhav Gupta, Senior Vice President, Business Development, South Asia at Mastercard, said, “Travel today is about more than just getting from one place to another — it’s about comfort, convenience, and value throughout the journey. From easy bookings and rewarding spends to travel insurance and lifestyle perks, this card is designed to make travel simpler, more enjoyable, and financially smarter for consumers across segments.”

Rajeeth Pillai, Chief Relationship Management, NPCI said, “The card’s UPI-enabled functionality allows users to link their RuPay credit card to a UPI ID, enabling seamless and secure transactions. It also works seamlessly across POS and e-commerce platforms, offering users flexibility and wider acceptance.”