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In India, direct out-of-pocket expenditure (OOPE) by households is the main source of financing for health care. In an OOPE-based system, when a family member falls ill, we either dip into our savings, sell assets, or borrow to meet health-care expenditures. If one is poor, the option is either to forgo care and die or…
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Q: While reading articles about mutual funds, I often come across the terms ‘realised gains’ and ‘unrealised gains.’ What do they mean and how are they different? Further, why does it matter whether gains are realised or unrealised? V. Mangala A At first glance, the terms ‘realised gains’ and ‘unrealised gains’ may sound like financial…
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Prices of kitchen staples to electronics, from medicines and equipment to automobiles, will get cheaper from Monday (September 22, 2025) as the reduced Goods and Services Tax (GST) rates on about 375 items come into effect. In a bonanza to consumers, the GST Council, comprising Centre and States, has decided to reduce tax rates on…
Prices of kitchen staples to electronics, from medicines and equipment to automobiles, will get cheaper from Monday (September 22, 2025) as the reduced Goods and Services Tax (GST) rates on about 375 items come into effect. In a bonanza to consumers, the GST Council, comprising Centre and States, has decided to reduce tax rates on…
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