The country’s biggest lender, State Bank of India (SBI), on Tuesday (November 4, 2025) reported a 10% improvement in standalone profit to ₹20,160 crore in the quarter ended September 30, 2025.

The bank had earned a profit of ₹18,331 crore in the July-September quarter a year ago.

The lender’s total income increased to ₹1,34,979 crore, from ₹1,29,141 crore in the second quarter of the last fiscal year. Interest earned during the period increased to ₹1,19,654 crore, from ₹1,13,871 crore in the same quarter a year ago.

The bank’s asset quality improved, with gross non-performing assets (NPAs) declining to 1.73% of gross advances as on September 30, 2025, from 2.13% a year ago. Similarly, net NPAs or bad loans also declined to 0.42% of the advances, from 0.53% in the year-ago period.

On a consolidated basis, SBI Group reported a 7% increase at ₹21,137 crore for the second quarter ended September 30, as against ₹19,743 crore in the July-September quarter of the previous fiscal.

The total income of the SBI Group rose to ₹1,75,898 crore in the quarter under review, compared to ₹1,63,802 crore in the year-ago period.