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Representative image. | Photo Credit: Getty Images/iStockphotos How much hospitalisation insurance is enough? For the average city living middle class family ₹5 lakh looks woefully inadequate because which city hospital even has ₹5,000 rooms? Because, with the sub limit of 1% of sum insured (SI) on room rent, you will be dipping into your pocket…
Image used for representational purposes. | Photo Credit: Getty Images/iStockphoto Not long ago, a ₹10 lakh health insurance plan was deemed adequate. But no longer is it the case. Times have changed, and how! According to industry data, a kidney transplant that cost about ₹5 lakh in 2013 is now more than ₹18 lakh. A…