Insuring the informal worker against the heat
Shabbir Alam works at construction sites in Haryana, though his home is in Ludhiana. Last month, ₹1,000 appeared in his account. His contractor had enrolled him and some colleagues in a scheme under which, if temperatures crossed a certain threshold, money would be paid. “I earn ₹800- ₹1,000 a day from my work…Some of us…