Elusive alpha?
A skilled portfolio manager can experience bad luck, which could be a reason for the difficulty in generating alpha consistently Source link
Tag: Moneywise
Stagger your bonds and steady your cash flow
Imagine reaching retirement with a bond portfolio that works like a staircase. One bond matures this year, another next year, and another the year after, giving you access to money at different points instead of having to unlock the entire investment at once. This is the idea behind a bond ladder: spreading maturities across time…
Informed consumers can shape insurance market
One of the defining characteristics of mature consumer markets is not simply the abundance of products, but the quality of consumer decision-making. Across sectors, rising financial awareness, easier access to information and digital discovery are changing what people choose to buy and how they choose to buy. Consumers now expect to evaluate multiple options, understand…
Time for sanity in insurance claims
We seem to be stuck in an ongoing crash — a cashless crash, to be precise. What began as hospitals withdrawing from the cashless health insurance ecosystem has now changed course, with insurers starting to suspend the facility. At one-time, cashless hospitalisation was a premium value-add. Today, it’s a basic expectation. It’s what makes insurance…