As we usher in the new year, it would be great to know when the banks will be closed in January 2025. There will be approximately 15 bank holidays in the first month of the year, including the second and fourth Saturdays, along with Sundays, which are weekly holidays. The new year will begin with a bank holiday on January 1st in some areas.

Although the RBI official list of bank holidays for the year has not yet been released, we have compiled a list of the key holidays for January 2025 to help you plan your work and banking activities.

While banks will be closed on these holidays, do not worry because your finances won’t be stopped. You can still carry out daily transactions through internet banking and ATMs. However, banking operations may be limited during these holidays, so it’s a good idea to confirm the dates with your local bank branch to avoid any inconvenience.

Here are the bank holidays in January 2025:

• – 1 January 2025, Wednesday: New Year’s Day – Across the country
• – 6 January 2025, Monday: Guru Gobind Singh Jayanti – Several states
• – 11 January 2025, Saturday: Missionary Day – Mizoram
• – 11 January 2025, Saturday: Second Saturday – Across the country
• – 12 January 2025, Sunday: Swami Vivekananda Jayanti – West Bengal
• – 13 January 2025, Monday: Lohri – Punjab and other states
• – 14 January 2025, Tuesday: Sankranti – Several states
• – 14 January 2025, Tuesday: Pongal – Tamil Nadu, Andhra Pradesh
• – 15 January 2025, Wednesday: Thiruvalluvar Day – Tamil Nadu
• – 15 January 2025, Wednesday: Tusu Puja – West Bengal and Assam
• – 23 January 2025, Thursday: Netaji Subhas Chandra Bose Jayanti – Many States
• – 24 January 2025, Saturday: Fourth Saturday – All over India
• – 26 January 2025, Sunday: Republic Day – Across the country
• -30 January 2025, Thursday: Sonam Losar – Sikkim

Important Note:

The Reserve Bank of India (RBI) will officially announce the holiday list soon.

While banks are closed, you can still use ATMs and online banking for most transactions.

It’s always best to confirm holiday dates with your specific bank to avoid any inconvenience.

Plan Ahead:

Knowing these dates will help you plan your financial activities accordingly, such as scheduling important payments or bank visits.

Chhath Puja 2024 Bank Holiday: As Chhath Puja celebrations commence, banks in certain states will remain closed on designated days, impacting operations for up to four consecutive days in some areas. In addition to educational institutions, banks will close due to the event, including regular weekend holidays, starting on Thursday, November 7, and continuing through Sunday, November 10. These holidays will be observed in the states of West Bengal, Jharkhand, Delhi, and Bihar.

Also Read | Chhath Puja 2024: Best Ghats In Delhi-NCR To Celebrate

Bank closure dates and locations

According to the Reserve Bank of India (RBI) holiday calendar, banks will remain closed on November 7 and 8 in specific regions. On Thursday, November 7, bank branches in Bihar, Delhi, Jharkhand, and West Bengal will close early for evening Chhath Puja prayers. The following day, Friday, November 8, banks in Bihar, Jharkhand, and Meghalaya will observe a holiday for the morning prayers of Chhath Puja and the Wangala Festival. This is followed by the usual second Saturday and Sunday closures on November 9 and 10.

Where Banks Will Remain Open During Chhath

In other states, banks will operate as usual on November 7 and 8. Locations such as Agartala, Ahmedabad, Aizawl, Bengaluru, Bhopal, Bhubaneswar, Chennai, Dehradun, Guwahati, Hyderabad, Jaipur, Kochi, Mumbai, and several others are not observing a holiday for Chhath Puja, as per the RBI’s 2024 holiday list.

Other Bank Holidays in November

Additional bank holidays are slated later in November. On November 15, banks will close in Bengal, Delhi, Chhattisgarh, Jharkhand, and other regions for Guru Nanak Jayanti, Kartik Purnima, and Rahas Purnima. Banks will also observe holidays on November 18 for Kanakdas Jayanti and on November 23 for Seng Kutsnem.

Customers in the affected states are advised to plan transactions accordingly, especially as four consecutive days of bank closure during Chhath Puja may delay certain banking services.

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In India, bank branches are closed on every other Saturday (second and fourth) and all Sundays. Public holidays are another reason you might find the bank doors shut.

While many holidays are nationwide, some states celebrate unique occasions based on local traditions. To know for sure if your bank will be open on a particular day, it’s best to consult resources specific to your state.

Some common national holidays that close banks include Republic Day, Independence Day, Gandhi Jayanti, and Christmas. Religious holidays also affect bank hours, but these dates vary each year. Examples include Diwali, Dussehra, Eid, Ganesh Chaturthi, and Buddha Purnima.

June 2024 does not feature any nationwide holidays that apply to the entire country. However, there are a few regional holidays observed in specific states.

Here is a detailed list of public holidays for June 2024:

2 June 2024, Sunday: Telangana Formation Day (Telangana)

9 June 2024, Sunday: Maharana Pratap Jayanti (Himachal Pradesh, Haryana, and Rajasthan)

10 June 2024, Monday: Sri Guru Arjun Dev Ji’s Martyrdom Day (Punjab)

14 June 2024, Friday: Pahili Raja (Orissa)

15 June 2024, Saturday: Raja Sankranti (Orissa)

15 June 2024, Saturday: YMA Day (Mizoram)

17 June 2024, Monday: Bakrid/Eid al-Adha (national holiday except for some states)

21 June 2024, Friday: Vat Savitri Vrat (many states)

22 June 2024, Saturday: Sant Guru Kabir Jayanti (Chhattisgarh, Himachal Pradesh, Haryana, and Punjab)

30 June 2024, Sunday: Remna Ni (Mizoram)

Please note that banking holiday schedules may change or include additional dates. It is recommended to verify with official announcements from the Reserve Bank of India and your respective state governments for any updates or revisions to the holiday calendar.

Several new rules will come into effect from the first day of March, which is also the last month of the current financial year, which will impact almost all the users. Those who are planning to go on a road trip also have to get their Know Your Customer (KYC) done by tomorrow (February 29) otherwise their FASTags will be deactivated. The National Highways Authority of India (NHAI) had issued a notification about its decision, which is meant to ensure only one FASTag is affixed on one vehicle.

Here’s a list of changes coming into effect from March 2024:

Changes in GST rules: From March 1, businesses with turnover above Rs 5 crore will not be able to generate e-way bill without including e-invoice details for all B2B transactions. Under the goods and services tax regime, e-way bills are required for inter-state transportation of goods valued over Rs 50,000.

Bank Holidays: The public and private sector banks will remain shut for 12 days in the month of March. These include the weekly offs on Saturdays and Sundays. According to RBI calendar, banks will remain closed on March 11 and 25 – second and fourth Saturday. Apart from this, March 5, 12, 19 and 26 will be Sundays.

FASTags to be deactivated: The NHAI has asked its users to mandatorily complete the Know Your Customer (KYC) for their FASTags till February 29. If not done, these electronic documents will become invalid from March 1. Here’s a step-by-step guide to help FASTag users.

Changes for SBI credit card users: According to the website of State Bank of India, it is changing the Minimum Day Bill Calculation process for its credit cards from March. The change will come into effect from March 15 and the bank has informed all its customers about it through e-mails.

Paytm restrictions: This is one of the important development that will take effect after March 15. The Reserve Bank of India (RBI) had directed Paytm Payments Bank to stop on boarding new customers from February 29, but the deadline was extended to March 15. Paytm is one of the largest payments platform and the move generated a lot of buzz.

Banks will remain closed for two days —  September 18 and 19 —  in some parts of the country for Ganesh Chaturthi.

This year, the 10-day-long Ganesh Utsav will be observed from September 19 to September 28.

Ahead of the festival, the Reserve Bank of India (RBI) has announced that the banks will remain shut in Bengaluru, Hyderabad and Chennai on Monday, September 18.

The statement released, on RBI’s official website, also added that in Mumbai, Nagpur and Ahmedabad among other major cities the banks will be closed on September 19.

RBI also said that the bank will remain shut in the national capital, Delhi, on September 28, which is the last day of Ganesh Chaturthi.

Here is the complete list of cities wherein the bank will remain shut on September 18:

Bengaluru

Chennai

Hyderabad-Telangana

On September 19, banks will remain shut in these cities:

Ahmedabad

Belapur

Bhubaneswar

Mumbai

Nagpur

Panaji

Here is the list of cities where banks will remain shut on the day of Visarjan—September 28

Ahmedabad

Aizawl

Belapur

Bengaluru

Chennai

Dehradun

Hyderabad-Telangana

Imphal

Kanpur

Lucknow

Mumbai

Nagpur

New Delhi

Raipur

Ranchi

It must be noted that these cities will witness bank holidays under the Negotiable Instruments Act, RBI added.